Help & Advice

Finance companies are low interest rates and easy to set up. Please visit our finance company carfinance247.co.uk or alternatively visit zuto.com/car-finance.

Please contact us before you approach our finance companies via our contact number 020 8115 7241.

What gets us up in the morning is our enthusiasm to get our customers the most suitable car finance package from our range of over 90 lender products. You will be allocated a dedicated relationship manager who will look carefully at your application with a view to sourcing car finance from the most appropriate funder.

This individual will be your dedicated point of contact and will make the whole process very easy and straight forward. We believe in doing things the old fashioned way with a person, rather than a computer, working to get you the best deal available.

Eligibility

After you’ve applied, to secure the car finance, a lender will ask for three categories of documentation; proof of driving licence, proof of income and proof of address. We can help to further advise you on the specific documentation you’ll need once your car finance application has been approved. Different lenders ask for different documentation but they will fall into the three categories named above.
You must be aged 18 or over to apply for car finance.
No, in most cases, you do not need a deposit. If you have funds to use as a deposit, this will reduce the total loan amount and subsequently, your monthly payments. If you have bad credit, a deposit may help you to secure car finance.

Your Credit Status

Your credit score is a rating system which reflects how well you have managed the repayment of loans and other forms of credit over the last six years.

If you have always repaid your loans, credit cards and other debts on time, you’ll likely have a good credit score. If, however, you have missed payments or defaulted on loans altogether, your credit score will have been adversely affected.

Typically, the higher your credit score, the better your chances of having your application for car finance approved. Even if your credit score is poor, or if you’ve been refused elsewhere, we may still be able to help you and we’ve already helped thousands like you. We have a wide range of lenders, some of whom specialise in helping people with poor credit to secure car finance.

Our wide range of lenders cater for all kinds of different employment circumstances, so whether you’re employed full-time or part-time, or self-employed, we are likely to have a car finance solution for you.

Want To Chat With Us Now?

Our customer service team is available Monday to Sunday 10am to 8pm, so if you have any questions please call us on 020 8115 7241 or contact us via our contact page. If we’re not available, you can leave us a message and we’ll quickly get back to you.

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